Government funding & consumer credit

The right capital, at the right time.

Believe Finance helps SMEs and entrepreneurs access government-backed funding programs, and offers employees and pensioners clear, tailored pension-backed loan solutions.

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Government funding

Public funds to grow your business.

We identify the right program, build your application and stay by your side until the funds are disbursed. You focus on your business — we handle the bureaucracy.

Ideal for SMEs with €1M to €10M in revenue
New businesses

Bando ON

The program for those launching — or who have recently launched — a business: zero-interest financing and non-repayable grants to turn your project into reality.

Southern Italy

Resto al Sud

The incentive for starting a business in Southern Italy: it supports new companies and freelancers with non-repayable grants and subsidised financing.

Central & Northern Italy

Autoimpiego Centro-Nord

The measure for going into business in Central and Northern Italy: vouchers and grants to launch self-employment ventures and new companies.

International growth

SIMEST

Subsidised financing for companies expanding into foreign markets: export, international trade fairs, e-commerce and digital transition.

Digital security

Cybersecurity Grant

Funding to protect your company: investments in IT security, defence systems and compliance with new regulations.

Not sure which one fits?

We assess your situation free of charge and tell you which programs you can genuinely access.

Free assessment →
How we work

From assessment to disbursement.

1

Feasibility check

We assess your project and requirements free of charge: we tell you right away whether — and which — programs you can access, without wasting time.

2

Application building

We prepare the business plan and documentation with our consultants, taking care of every detail to maximise your chances of approval.

3

End-to-end support

We stay with you until the funds are disbursed and beyond: reporting, compliance and ongoing support in dealing with the granting authority.

Consumer credit

Pension-backed loans, no surprises.

The loan solution designed for pensioners: simple, sustainable, with an instalment that never changes. In Italy it's called "cessione del quinto".

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What is a pension-backed loan

It's a personal loan repaid through a direct deduction from your pension: the instalment can never exceed one fifth of your net monthly amount. No payment slips to remember, no risk of missed payments.

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Safe by design

Fixed rate and constant instalment for the entire duration of the plan, with insurance coverage required by law. From day one you know exactly how much you pay and until when.

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Designed for pensioners

Accessible even to those who have had minor credit issues in the past: the assessment is based on your pension — no guarantors needed, no questions about how you'll spend it.

How it works with us

Free, no-obligation quote: we analyse your pension statement, compare the available solutions and stay with you through to disbursement. Clear, fast, transparent.

Advertising message for promotional purposes. For contractual and financial terms, please refer to the "Standard European Consumer Credit Information" available at our offices. Disbursement is subject to approval by the lending institution.

Partnership

Become a partner: refer and grow with us.

Are you an accountant, a tax-assistance centre (CAF) or a business finder? Refer clients interested in funding programs or pension-backed loans: we handle the technical side, you build a new revenue stream.

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Accountants

Give your clients access to government funding without building a dedicated department: you refer, we manage the application and keep you updated at every step.

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CAF & assistance centres

You meet pensioners and families every day: with pension-backed loans you offer one more answer to those who need liquidity, with a partner handling the entire process.

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Business finders

Do you have a network of contacts among businesses or individuals? Turn it into value: clear commissions, recognition on every successful application and ongoing sales support.

No exclusivity, no entry fee: you earn on what you refer.

Apply as a partner →
Let's talk

Find out what you're entitled to.

Leave your details: one of our consultants will call you back for a free, no-obligation assessment — for your business or your pension.

First consultation free and with no obligation
Reply within 24 working hours
Support from assessment to disbursement